Need Help?
Call - 1 888 414 7111
Need Help?
Call - 1 888 414 7111
Need Payment
Processing?
For over 20 years we've helped Canadian businesses process credit cards online and by phone. Collect payments in USD, CAD and other currencies quickly and easily.
Need Payment
Processing?
For over 20 years we've helped Canadian businesses process credit cards online and by phone. Collect payments in USD, CAD and other currencies quickly and easily.
Payment Processing For:
Payment Processing For:
Trusted for over 20 years by clients such as:
Credit card processing for my website
Process Visa, MasterCard and AMEX
e-commerce payments on your website.
Process phone, fax and mobile payments
Process Visa, MasterCard and AMEX payments using your computer, laptop or mobile device.
TESTIMONIALS
"The rates are great, the processing is super quick and easy, the support is exceptional, with every query I had answered perfectly by Jennifer and David. Very much recommended in every aspect. They deserve 6 stars!"
- Richard D.
"I have had the most incredible experience working with Merchants Accounts, David and Jennifer. I had spent so much time searching for the perfect solution for my business and I am so happy I found them!"
- Carol S.
"Jennifer guided me through the entire set-up process with total ease and kindness. I would happily recommend them to any other fellow Canadian business owner who has credit card processing needs."
- Brittany P.
"I can't say enough good things about this organization. Their communication, their effort, their care and their service delivery is what we all hope for in a trusted partner relationship. Thank you every day!!"
- Jason C.
Latest News
November 23, 2023
What is the Canadian Code of Conduct for Credit Card Processing?
Canadian merchants are protected by the Code of Conduct for the credit card processing industry. It's a set of rules that credit card processors must follow with the intent of protecting business owners from unfair pricing and contract practices. For example, it protects merchants from unfair price increases. In this video David explains the most important things that business owners should know about the code of conduct.
October 10, 2023
How To Lower the Cost of Shopify Payment Processing?
Some merchants that use Shopify express frustration over the Shopify percentage based fees that are charged per transaction. In this video David explains why payment processors charge percentage based fees (because of interchange fees and chargeback risk), and why most shopping cart software providers charge a monthly fee, but don't charge percentage based fees. He also discusses some options that some merchants have used in an attempt to lower their Shopify processing costs.
September 22, 2023
Don't Accept Rate Increases from your Credit Card Processor
Some payment processors have a 'standard practice' of raising credit card processing costs on merchants. This is dishonest and unethical. In this video David explains when rate increases are reasonable (which is very, very rarely), and how to fight back when it does occur.
Latest News
November 23, 2023
What is the Canadian Code of Conduct for Credit Card Processing?
Canadian merchants are protected by the Code of Conduct for the credit card processing industry. It's a set of rules that credit card processors must follow with the intent of protecting business owners from unfair pricing and contract practices. For example, it protects merchants from unfair price increases. In this video David explains the most important things that business owners should know about the code of conduct.
October 10, 2023
How To Lower the Cost of Shopify Payment Processing?
Some merchants that use Shopify express frustration over the Shopify percentage based fees that are charged per transaction. In this video David explains why payment processors charge percentage based fees (because of interchange fees and chargeback risk), and why most shopping cart software providers charge a monthly fee, but don't charge percentage based fees. He also discusses some options that some merchants have used in an attempt to lower their Shopify processing costs.
September 22, 2023
Don't Accept Rate Increases from your Credit Card Processor
Some payment processors have a 'standard practice' of raising credit card processing costs on merchants. This is dishonest and unethical. In this video David explains when rate increases are reasonable (which is very, very rarely), and how to fight back when it does occur.
Credit card processing that's easy to setup for Canadian (and international) businesses.
In order to accept credit cards you need a merchant account, and a payment gateway. We provide a complete solution that includes the merchant account and payment gateway, so that you'll receive everything needed to process credit cards online.
This includes e-commerce processing for your website, a virtual terminal so you can collect credit cards by phone (process them using your computer), online invoice payments, and recurring billing payments. It's a one-stop solution with complete coverage of all possible ways to process credit cards.
USD, GBP, EUR? Exotic currencies? Not a problem!
If you need to process credit cards in USD or foreign currencies but are incurring currency conversion fees we can help.
We have, by far and away, the most expertise in Canada in the field of multi-currency processing. Since the requirements for multi-currency processing are very specific for each business, we encourage you to contact us to discuss your situation.
What is a merchant account?
A merchant account is required in order to process credit cards. It's a special type of bank account that is used to receive funds from credit card transactions.
Each time you process a credit card the money is moved from your customers Visa or Mastercard into your merchant account. The funds are then transferred from the merchant account into your bank account, on a daily or weekly basis.
How do I process payments?
You can collect payments online, by phone, or through an online invoice payment.
When people use their credit card, they don't often consider how the funds flow from a Visa or Mastercard account to the business. We provide the tools to collect the payment. This can be through a
virtual terminal, an
invoice payment page, or you can
process e-commerce payments
on your website.
Why does the merchant account make such a big difference in terms of processing costs?
Your merchant account provider will set the rates that you pay for each transaction processed.
Choosing the right provider is key to getting the lowest rates possible. The higher the volume of credit cards that you process, the more important lower processing fees become to your business. (Our
low rates
are something we take great pride in!)
What is a merchant account?
A merchant account is required in order to process credit cards. It's a special type of bank account that is used to receive funds from credit card transactions.
Each time you process a credit card the money is moved from your customers Visa or Mastercard into your merchant account. The funds are then transferred from the merchant account into your bank account, on a daily or weekly basis.
How do I process payments?
You can collect payments online, by phone, or through an online invoice payment.
When people use their credit card, they don't often consider how the funds flow from a Visa or Mastercard account to the business. We provide the tools to collect the payment. This can be through a
virtual terminal, an
invoice payment page, or you can
process e-commerce payments
on your website.
Why does the merchant account make such a big difference in terms of processing costs?
Your merchant account provider will set the rates that you pay for each transaction processed.
Choosing the right provider is key to getting the lowest rates possible. The higher the volume of credit cards that you process, the more important lower processing fees become to your business. (Our
low rates
are something we take great pride in!)
What is a payment gateway?
We provide you with a payment gateway, which is one of the components of a credit card processing solution. Where the merchant account is used to receive and hold money, the payment gateway is the technical service that allows you submit a credit card transaction to be processed. An e-commerce website will send transaction requests to the payment gateway. It sounds complicated, but it's just the technical "thing" that you use, or that your website integrates into, in order to make transaction requests.
Choose your preferred payment gateway.
Although we provide a payment gateway as a part of our service, some merchants have a preferred payment gateway that they already want to use. For example, you might already be using a particular payment gateway and not want to make a change to your website. That is no problem because we support many popular payment gateway options such as NMI, or Authorize.net. If you already have an existing or preferred gateway you can continue using it, and we will simply provide the merchant account. This means you can get our lower rates, but won't need to make technical changes to your website. This helps to make implementing or migrating your payments to our processing service much easier.
Quick and easy approval of your merchant account application.
You can be approved to begin processing in less than a week. We've worked with thousands of merchants in Canada over the past 21 years and have refined our application process to be as easy as possible.You'll receive end-to-end support with a dedicated account manager as a central point of contact for help on any issue. Migrating to a new payment processor shouldn't have to be a challenge, and your dedicated representative will ensure the process is as easy and stress free as possible.
Payment processing with simple and honest pricing.
It's our belief that pricing should be simple, honest and easy to understand. We work constantly to educate merchants about interchange and are huge advocates for honest pricing. This is the foundational belief of our business, it's in our mission statement, and has remained that way since we first started providing merchant services more than 20 years ago.
What's involved? How do I set it up?
It's easy to accept credit cards. Start by reviewing our rates to determine which package is best for you, and then submit your application form. When the application is received you'll be assigned an account manager who will walk you through the process. Approval will be completed within a few business days.
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Office: 1 888 414 7111
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info@kashden.ca
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1 888 414 7111
info@kashden.ca
676 Monarch Avenue, Unit 10 Ajax, Ontario L1S 4S2
Proud Member Of
1 888 414 7111
info@kashden.ca
676 Monarch Avenue, Unit 10 Ajax, Ontario L1S 4S2
Proud Member Of